M/S KISGA LEASING AND FINANCE PRIVATE LIMITED
Background
This Privacy Policy has been framed in compliance with the Information Technology Act, 2000, Digital Personal Data Protection Act, 2023 (DPDPA), RBI Digital Lending Guidelines and other applicable laws and regulations.
Purpose
B4Salary is strongly committed to protecting the privacy of its users and safeguarding personal, sensitive, and financial information shared on the Platform.
Section A – Account Creation and Registration
Collection of Information
We collect personal, financial, and identification information for account creation, KYC verification, underwriting, and service delivery.
Data Collected & Purpose
| Data Collected | Purpose |
|---|---|
| Name, Mobile, Email | User identification & account security |
| Device & Log Information | Fraud prevention and platform improvement |
| Application Diagnostics | Bug fixing and performance monitoring |
Section B – Digital Lending Services
B4Salary acts as a Lending Service Provider (LSP) facilitating Digital Lending Services between users and RBI-registered Lending Partners.
Why We Collect Data
KYC verification, underwriting, fraud prevention, and regulatory compliance.
Who We Share With
RBI-regulated lenders, credit bureaus, payment gateways, and legal authorities.
Section C – UPI Services
UPI services are provided in partnership with PSP banks and NPCI. All UPI data is stored securely within India in encrypted format.
Data Security
We implement reasonable security practices, encryption, and restricted access controls to protect user data.
© B4Salary. This Privacy Policy is subject to periodic review and updates as per law.